When it comes to the future, your best bet is always to hope for the best but prepare for the worst. And for better or worse, you can’t control what other people do. So, that means you are left to your own devices as far as getting ready for significant emergencies or some variation of the apocalypse.
Category: Money
Betting on your own horse racing tips
If you fancy trying out betting on a horse race but don’t know where to begin, you’ve come to the right place. I am going to introduce you the basics of horse race betting and equip you with the knowledge required to have a go.
As a professional gambler, I’ve always been interested in trying out different types of gambling, and horse race betting has been one of my more enjoyable gambling endeavors. Although it can be difficult to make any kind of decent cash from horse race betting unless you consistently bet on favorites, there are few pleasures as thrilling as when the outsider you’ve placed a bet on beats the odds and comes home a winner.
The very first time I placed a bet on a horse, I knew nothing about horse racing, picked solely by name and had a winner at 33/1. I came home with $670 dollars and thought I could repeat my victory anytime I wished.
I have since learned that outsiders only win once in a blue moon and now consider horse race gambling as a pleasurable but non-profitable pastime.
Nevertheless, if you’d like to have a go, familiarize yourself with the basics here.
Basic Terminology
- Odds: The bookmaker gives each horse “odds”, i.e. rates each horse’s chances of winning. The longer the odds, the less likely the horse is to win. A horse at 100/1 is a complete outsider, while a horse rated at 2/1 is one of the favorites. If your horse comes in a winner, you multiply your stake by the odds. Let’s say your horse was rated at 25/1 and you wage $10. If you’re horse wins, you’ll get 25 x 10 plus your initial $10. So, you see, the higher the odds the less likely your horse is to win but the more cash you make if it is victorious. Also, be aware that odds often change in the run up to a race.
- Studying the Form: When selecting a horse, it is important to study the horse’s track record, age, preference of soft or hard ground, jockey record, and recent race performance.
- To Win: You can place a bet for your horse to win as described above.
- Each Way: If you place an E/W bet, you come home with some cash if your horse comes in the top three but you will need to check the terms and conditions with your bookie. Obviously, you will win less if your horse comes in third place rather than in first.
- Filling Out a Race Card: When filling out your race card at the races, you need to write down the name of the track, the time of the race, the horse’s name, and the odds. You will need to fill in the same information online.
Dealing with Bookmakers
Each bookmaker has his own odds and terms and conditions. If you are betting on horse racing online, you can find lots of information on the horses, jockeys, form, and odds. To familiarize yourself with horse race gambling, check out horse racing odds and future races – all gathered on William Hill’s site.
Don’t worry if it all seems a little daunting, you’ll soon get used to all the terminology and will learn as you go along.
Tips for Lowering Mortgage and Loan Payments
Ultimately, you are going to save money if you can figure out how to lower your mortgage rates and make your loan payments smaller. Now, this doesn’t come in the form of an extension to your loans and mortgages, but it rather comes from the natural process of interest rates going down assuming that you pay more quickly on your primary balance.
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Ways to Save Money on Funeral Arrangements
Losing a loved one can be a difficult time for any family. The stress involved in dealing with grief oftentimes make it hard to make funeral arrangements objectively. As a result, some families spend more than they need to. The added expense of funeral arrangements should not be a burden to grieving families. How can you make affordable funeral arrangements without cutting corners, and still give your loved one a dignified and solemn send-off? Here are six ways to save money on funeral costs without sacrificing the memorial’s quality. Continue reading “Ways to Save Money on Funeral Arrangements”
4 Things You Should Always Have Savings For
Being prepared is important, particularly when it comes to your resources. You never know when something can come up which has a hefty price tag attached to it.
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Meeting Temporary Cash Shortfalls in the Event of an Emergency
As an increasing number of Americans are forced to live paycheck to paycheck, many are unable to save even enough money to cover a typical emergency expense. Things like a car breaking down or a child’s sudden medical costs can quickly leave families and individuals without enough to get by. Because of this, many Americans are looking into affordable investment opportunities, just to give them a small cash injection every month. From investing in a few of the biggest stocks, such as Amazon or Tesla, or using Bitcoin mit PayPal kaufen if they have an interest in cryptocurrencies, anyone can make some quick cash. Plus, with these kinds of investments, they don’t have to be too costly. In fact, penny stocks are also an option too, which is another affordable investment opportunity. Fortunately, even for those with few savings, there are a number of other short-term options for coming up with quick cash. Perhaps looking towards modern financial services, like cryptocurrencies, and investing in things like Bitcoin could be an ideal way to make a profit. After all, they are something of a financial phenomenon lately. You can check out this site to learn more about doing so – https://coincierge.de/bitcoin-era/. In this article, we’ll explore a few of the ways in which an emergency cash crisis can be solved, allowing someone to avoid going without food, heat or other basic life necessities. Continue reading “Meeting Temporary Cash Shortfalls in the Event of an Emergency”
Understanding the Concept of Spread Betting: A Beginner’s Guide
Obtaining extra liquidity is a dream for some and a reality for others. If you have been hoping to enjoy life with a bit of extra cash in your pocket, there are a number of methods at your disposal. One common option is to become involved within the financial spread betting community. How do these positions function and what will you need to remember in order to experience success? Continue reading “Understanding the Concept of Spread Betting: A Beginner’s Guide”
3 Benefits of Opening Up a Line of Credit
If you have never thought about opening up a line of credit from a bank, credit union or lender, then you might find that it’s a good idea to do so. These are some of the main benefits that you can enjoy if you choose to do this. Continue reading “3 Benefits of Opening Up a Line of Credit”
How to Plug the Money-Drain Connected to Your Smart Devices
Truth be told, it would take some skill to travel the length and breadth of the modern day city without your smart device like your smartphone or tablet PC picking up on some open WiFi networks to connect to, many of which are free. As extensively available as free internet is being made however, the reality is there will definitely be some periods of time when you can’t find a connection, during which times you have to effectively pay for the internet you use, i.e. use your data bundles as offered by your mobile network carrier. Continue reading “How to Plug the Money-Drain Connected to Your Smart Devices”
How to Milk it Dry When You’re on a Lucky Streak
Well I suppose the reality of the situation is that it can go either way, in that you can wake up in the morning feeling like a million bucks or you can wake up feeling like some evil force sucked you into its equally evil dimension. Either way, life has to go on and you have to work through the reality you wake up to! Continue reading “How to Milk it Dry When You’re on a Lucky Streak”